R.D. Fink Agency, Inc.
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    • Auto Insurance Quotes
    • Home Insurance Quotes
    • Life and Health Insurance Quotes >
      • Life Insurance Quote
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      • Disability Insurance Quote
      • Long Term Care Insurance Quote
    • Medicare Plan Quotes
    • Business Insurance Quote
    • Other Quotes >
      • Boat Insurance Quote
      • Event Insurance Quote
      • Umbrella Insurance Quote
      • Wedding Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Medicare Planning
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Property >
      • Home Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Life & Health >
      • Life Insurance
      • Health Insurance
      • Disability Insurance
      • Long Term Care Insurance
    • Medicare Supplement Coverage
    • Business >
      • Business Insurance Overview
      • General Liability Insurance
      • Commercial Auto Insurance
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Professional Liability Insurance
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Workers Compensation
    • Other >
      • Boat Insurance
      • Event Insurance
      • Wedding Insurance
      • Umbrella Insurance
  • Blog
  • About
    • Why Choose an Independent Agent?
    • Refer a Friend
    • Staff Directory
    • Insurance Carriers
    • Mobile Website
    • Privacy Policy
    • Client Testimonials
    • Agency Photo Gallery
    • Accessibility Statement
    • News
  • Contact


Commercial Umbrella Insurance

Having the proper business insurance coverage at an affordable rate can make the difference between the success and failure of your business. Allow our commercial insurance experts to help guide you to success.

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What is Commercial Umbrella Insurance?

A policy designed to provide protection against catastrophic losses. It generally is written over various primary liability policies, such as the business auto policy (BAP), commercial general liability (CGL) policy, watercraft and aircraft liability policies, and employers liability coverage. The umbrella policy serves three purposes: it provides excess limits when the limits of underlying liability policies are exhausted by the payment of claims; it drops down and picks up where the underlying policy leaves off when the aggregate limit of the underlying policy in question is exhausted by the payment of claims; and it provides protection against some claims not covered by the underlying policies, subject to the assumption by the named insured of a self-insured retention (SIR). Source

Contact us to learn more about the right business insurance for you.
(215) 230-9810​
1456 Ferry Road
Suite 602
Doylestown, PA 18901​
Click Here to Email Us
Licensed in ​Pennsylvania and New Jersey

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R. D. Fink Agency, Inc.​
1456 Ferry Road
Suite 602
Doylestown, PA 18901
(215) 230-9810​
​Click Here to Email Us
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